Team NSRG | November 7, 2026
Mill Creek buyers had more homes to choose from in October than a year earlier, and the median time on market was longer. If you're selling, I'd build a little flexibility into the plan and look carefully at how your home compares with the other choices a buyer has.
For buyers, that extra choice is a reason to compare the home and the terms, then ask what might make an offer work for the seller. For sellers, preparation and a thoughtful asking price can help the home stand out. A request for a concession still needs to be considered in the context of the whole offer.
A look at this week's activity
A small group of listings can make Mill Creek's weekly picture look different quickly. The latest view includes five Active events and four Pending events. I'd take a closer look at the specific homes rather than use those counts alone to judge how competitive an offer needs to be.
October's broader market picture
October's average sold price was lower than both September and the same month last year. There were more closings than a year earlier, but fewer than in September. With 15 closed sales, which homes happened to sell can make a noticeable difference to the city's average.
Homes took longer to sell at the median than in either comparison month, while inventory remained above last October. Sellers may benefit from planning for both time and negotiation. Buyers should still compare each home's condition and asking price rather than assume the citywide figures describe every listing.
Rates and average sales prices
The monthly payment still matters. Before getting too attached to an asking price, it can help to talk through how the rate and the terms of an offer fit your budget. The chart keeps national rates and local sold prices on separate scales so each can be read clearly.
Mortgage-rate snapshot for November 6, 2026
Product | Rate | Daily change |
|---|---|---|
30-year fixed | 7.17% | 0.00 percentage points |
A dated national rate snapshot, not a personalized quote or APR. It is a different series from the monthly Freddie Mac/FRED chart.
View live Mortgage News Daily rates · View daily rate movement
Click Below to View Listings
Take a closer look at the homes represented in the Active group. Availability can change, so let's confirm the current status before making plans.
Active listings
Listing pages checked November 7, 2026, 16:42-16:43 UTC.
What this means for your move
If a move in Mill Creek is on your mind, let's talk about the home and what you're hoping to accomplish. We can look at the homes that would be your competition and talk through where it makes sense to be flexible.
Contact Jeremy Minor at Team NSRG
A couple of common questions
Does the change in average price tell me what my home is worth?
No. The average describes the homes that closed that month. A more useful starting point for your home is a set of recent, comparable sales, along with the properties a buyer can choose from today.
Can I add up the weekly counts to find the number of homes available?
No. These are status events. A home can appear in more than one category, including First Look and then Active. Available inventory is a separate measure.
View the weekly and monthly data
Status event | Count |
|---|---|
First Look | 0 |
Active | 5 |
Back On Market | 0 |
List Price Reduced | 2 |
List Price Increased | 0 |
Contingent | 0 |
Listing Expired | 1 |
Listing Pending | 4 |
Listing Sold | 1 |
Listing Canceled | 2 |
Metric | October 2025 | September 2026 | October 2026 | YoY | MoM |
|---|---|---|---|---|---|
Average Sales Price | $1,280,909 | $1,125,697 | $1,039,733 | -18.8% | -7.6% |
New Listings | 14 | 21 | 15 | +7.1% | -28.6% |
Homes for Sale | 26 | 44 | 41 | +57.7% | -6.8% |
Pending Sales | 10 | 15 | 15 | +50.0% | 0.0% |
Closed Sales | 11 | 19 | 15 | +36.4% | -21.1% |
Median Days on Market | 17 | 25 | 33 | +94.1% | +32.0% |
Months Supply of Inventory (Closed) | 1.9 | 3.9 | 3.5 | +84.2% | -10.3% |
Median Percent of Last List Price | 98.9% | 97.6% | 99.4% | +0.5 pp | +1.8 pp |
YoY compares October 2026 with October 2025. MoM compares October with September 2026. Changes are percentages except the last-list-price ratio, shown in percentage points (pp).
30-year fixed rate
Month | 30-year fixed rate |
|---|---|
October 2025 | 6.25% |
November 2025 | 6.24% |
December 2025 | 6.19% |
January 2026 | 6.10% |
February 2026 | 6.05% |
March 2026 | 6.18% |
April 2026 | 6.33% |
May 2026 | 6.44% |
June 2026 | 6.49% |
July 2026 | 6.54% |
August 2026 | 6.67% |
September 2026 | 6.86% |
October 2026 | 7.33% |
Average sales price
Month | Average sales price |
|---|---|
October 2025 | $1,280,909 |
November 2025 | $938,321 |
December 2025 | $997,600 |
January 2026 | $1,214,667 |
February 2026 | $1,126,389 |
March 2026 | $944,563 |
April 2026 | $1,158,986 |
May 2026 | $983,958 |
June 2026 | $1,062,466 |
July 2026 | $1,059,279 |
August 2026 | $1,202,057 |
September 2026 | $1,125,697 |
October 2026 | $1,039,733 |
Sources and scope
Weekly: authenticated NWMLS Matrix Market Watch, Single Family, 7 Day, City Mill Creek; Washington; Snohomish County. Residential subtype; style codes 10, 11, 12, 13, 14, 15, 16, 17, 18, 25 and 26; Building Information excludes Attached/Zero Lot Line; Status excludes Incomplete. No price, year, map, MLS area, community, ZIP or broker limits. The displayed date criterion was 10/31/2026+; capture November 7, 2026 at 8:24:06 a.m. PST (2026-11-07T16:24:06.870Z). Source intraday endpoints and field timezone were not exposed, so this is not a verified rolling 168-hour period. The October 31 report was checked. It uses cross-referenced Hot Sheet status events for October 24–30, with different coverage and separate pending categories, rather than this Market Watch view. Those counts are not an equivalent baseline, so no week-over-week percentage change is shown. Status-event counts may overlap.
Monthly: NWMLS InfoSparks, City Mill Creek, Residential, Monthly, 3 Years, with all other filters neutral. Latest complete month October 1–31, 2026; comparisons September 1–30, 2026 and October 1–31, 2025. Data vintage November 7, 2026; source exports downloaded 16:33:47–16:35:35 UTC. Residential is broader than the weekly detached-home property filters. Average prices reflect the homes sold, not same-home appreciation. Historical figures may be revised.
Monthly rates: FRED MORTGAGE30US / Freddie Mac PMMS, United States, percent, not seasonally adjusted; calendar-month arithmetic mean of weekly observations ending Thursday; October 2025–October 2026. Retrieved November 7, 2026 at 16:26 UTC. Mortgage News Daily snapshot: November 6, 2026 observation, retrieved November 7 at 16:25 UTC. Daily and monthly series have different methodologies and are not interchangeable.