Team NSRG | October 25, 2026 | By Jeremy Minor
Lake Stevens buyers have more choices, but homes are still finding buyers. My read is that sellers need to make their price and presentation persuasive, while buyers can take time to compare the alternatives without assuming every home will sit.
What buyers and sellers can take from this
For buyers: Compare condition, location and the total monthly payment. A price reduction can be an invitation to look again, but the comparable homes still matter.
For sellers: Make your home easy to choose. With more inventory than a year ago, a realistic asking price and strong preparation can matter more than an ambitious starting point.
The latest seven-day view
Our latest report recorded 15 pending events and 11 sold events alongside 14 price reductions. Compared with the October 18 report, Active events rose from 9 to 14, pending events fell from 20 to 15, and sold events stayed at 11. That suggests continuing buyer activity with a little less urgency in this snapshot.
October 18 and October 25 are saved report snapshots collected at different times. This is a previous-report comparison, not a verified comparison of adjacent seven-day periods. Listing events overlap and are not unique inventory counts.
September: more context for the decision
September’s broader Residential figures reinforce the message of more choice: homes for sale were up 37.1% from a year earlier, while closed sales were up just 2.0%. Average sold-home price was 4.4% lower than last September, although it rose 1.2% from August. I would read this as a reason to focus on the competition around each home, not as a blanket statement that every property has lost value.
Monthly figures cover broader Residential homes, not detached-only. Average prices also reflect the mix of homes sold and do not measure the appreciation of an individual home.
Rates and the monthly payment
Price is only one part of affordability. The national 30-year fixed weekly survey averaged 6.67% in August and 6.86% in September. Compare the payment for the particular home and financing available to you; these national series do not establish why local prices changed.
Two complete months, not a sustained trend. Rates are arithmetic means calculated from Freddie Mac weekly observations. The price series is broader Residential.
Mortgage-rate snapshot: October 23, 2026
The latest dated Mortgage News Daily observation checked for this report was October 23. These national index readings are context, not a lender quote or live widget. MND’s daily index uses a different methodology from Freddie Mac’s weekly survey and the monthly means above; these series are not interchangeable.
Loan type | Rate | Daily change (percentage points) |
|---|---|---|
30-year fixed | 7.33% | +0.03 |
15-year fixed | 6.98% | +0.02 |
30-year jumbo | 7.60% | 0.00 |
7/6 SOFR ARM | 6.75% | -0.03 |
30-year FHA | 6.98% | +0.06 |
30-year VA | 6.99% | +0.05 |
Current Mortgage News Daily rate page | Daily rate movement and methodology
The numbers behind the update
Listing event | October 18 report | October 25 report | Change | Change % |
|---|---|---|---|---|
First Look | 1 | 0 | -1 | -100.0% |
Active events | 9 | 14 | +5 | +55.6% |
Back on market | 0 | 2 | +2 | Not defined (prior 0) |
Price reduced | 17 | 14 | -3 | -17.6% |
Price increased | 2 | 0 | -2 | -100.0% |
Contingent | 2 | 0 | -2 | -100.0% |
Expired | 1 | 2 | +1 | +100.0% |
Pending | 20 | 15 | -5 | -25.0% |
Sold | 11 | 11 | +0 | +0.0% |
Canceled | 1 | 6 | +5 | +500.0% |
Period | Average sold-home price |
|---|---|
September 2024 | $807,417 |
September 2025 | $808,692 |
August 2026 | $764,269 |
September 2026 | $773,429 |
Year over year | -4.4% |
Month over month | +1.2% |
Period | Closed sales |
|---|---|
September 2024 | 52 |
September 2025 | 49 |
August 2026 | 63 |
September 2026 | 50 |
Year over year | +2.0% |
Month over month | -20.6% |
Period | Homes for sale |
|---|---|
September 2024 | 86 |
September 2025 | 159 |
August 2026 | 215 |
September 2026 | 218 |
Year over year | +37.1% |
Month over month | +1.4% |
Month | National 30-year fixed mean |
|---|---|
August 2026 | 6.6675% (6.67% displayed) |
September 2026 | 6.8625% (6.86% displayed) |
Click Below to View Listings
Selected matching Active-event listings:
208 N Nyden Farms Road | MLS 2596880
607 91st Avenue SE | MLS 2596211
11933 19th Street SE Unit 3-10 | MLS 2598047
14508 107th St NE | MLS 2597489
6422 151st Ave NE | MLS 2597571
12004 137th Dr NE | MLS 2597280
2009 116th Ave NE | MLS 2596904
9325 11th St NE #4 | MLS 2597840
1008 96th Ave SE | MLS 2595125
956 120th Ave SE | MLS 2589473
10116 135th Ave NE | MLS 2595833
Your next move
Lake Stevens offers room for a thoughtful move. Buyers can compare more options; sellers can compete by making the value clear. If you are considering buying or selling, I am happy to help you work through the relevant homes and build a plan that fits. - Jeremy
Sources and scope
NWMLS Market Watch collected October 25, 2026 at 8:32:18.157 a.m. PDT (2026-10-25T15:32:18.157Z). Washington, Snohomish County, MLS City Lake Stevens; Residential styles 10–18, 25 and 26; excludes Attached/Zero Lot Line and Incomplete; all prices, no map restriction. This is an MLS-coded detached-home proxy, not an independent construction audit. MLS City geography is not a verified municipal-boundary filter.
Source view: 7 Day. Active queries displayed October 18, 2026 onward through collection. Exact cutoff clock times and source query timezone were not shown; other event queries were not all individually boundary-checked. The prior report used October 11 onward and was collected October 18 at 6:31:57.992 p.m. PDT. Exact adjacent, nonoverlapping 168-hour coverage is unverified. Active events can include status transitions and are not necessarily first-ever listings.
InfoSparks observed October 25, 2026 in the morning PDT; city selection Lake Stevens CITY, Residential, other filters unrestricted. September is the latest complete month. October is excluded. Percent changes are calculated from displayed values, rounded to one decimal. Source figures can be revised.
NWMLS Market Watch | InfoSparks (member sources) | Freddie Mac weekly archive | FRED series definition. Monthly rate means were calculated from official weekly observations, not a downloaded FRED monthly export. Public listing status can change after verification.
